Eligible Our Guard Members can purchase a Cyclone Insurance Policy.
This policy is issued by Picnic Underwriting as agent for Pacific International Insurance Pty Limited, ACN 169 311 193 (AFSL: 523921) and reinsured by the Australian Reinsurance Pool Corporation (ARPC).
> Read the PDS
To be eligible to purchase a Cyclone Insurance Policy a Member must:
> have Our Guard Risk Protection in place for its buildings and/or contents.
> have buildings located in eligible postcodes in Queensland, Northern Territory or Western Australia.
> NOT have buildings that are owned and managed by a government entity.
The specifics of eligibility are outlined in the PDS.
Cyclone Insurance covers eligible Our Guard members for loss or damage to their Buildings and Contents at the insured address(es), or consequential loss, caused by:
> wind, rain, rainwater or rainwater runoff;
> flood;
> and storm surge,
arising from an eligible cyclone event.
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Terms of UseFinancial Services GuideGENERAL ADVICE WARNING
Our Guard Mutual Limited ACN 652 207 808 ('Mutual') is managed by Picnic Services Pty Ltd ACN 638 145 418 ('Manager') an Authorised Representative (AR No: 1300248) of Picnic Licensing Pty Ltd ACN 647 642 117 (AFSL No: 532540). Any advice provided about any products is of a general nature only.It does not take into account your personal circumstances. Please read the Product Disclosure Statement (PDS), Target Market Determination (TMD) and Financial Service Guide to see if these products are right for you. You can find these documents here.
