Products

Protection designed for customer-owned banks. Bespoke, not adapted.

Your protection structure reflects how you actually operate: governed collectively, surplus staying with members, and aligned with your long-term interests.

Filter by Product Type

All Products
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
All
Insurance Only
Discretionary Risk Protection
Insurance + DRP

Insurance + DRP

Directors & Officers Liability

With Our Guard, your directors and officers can lead with confidence, knowing they are protected.
  • Designed for Customer Owned ADIs and their management teams
  • Covers Directors & Officers, Company Reimbursement and Securities Liability
  • Broad, clear cover with practical extensions aligned to how your organisation operates

Insurance + DRP

Professional Indemnity

With Our Guard, you can focus on your work, knowing that your professional reputation is protected.
  • Civil Liability wording aligned to the risk profile of Customer Owned ADIs
  • Covers errors, omissions and failures in professional services
  • Clear policy language with limited exclusions and conditions

Insurance + DRP

Crime

With Our Guard, you can provide financial services with confidence, knowing you are covered.
  • Designed for the evolving fraud and financial crime landscape
  • Covers employee dishonesty, social engineering and external fraud events
  • Simple, clear structure with effective protection across a broad range of scenarios

Insurance

Cyber Risk

With Our Guard, you can operate your business with confidence, knowing your digital assets are protected.
  • Covers data breaches, cyber attacks and resulting financial and business impacts
  • Designed for Customer Owned ADIs and their operating environments
  • Backed by specialist cyber insurance and response support

Discretionary Risk Protection

Mortgage Impairment

With Our Guard, you can operate your business with confidence, knowing you are protected.
  • Covers loss where damage to secured property results in an unrecovered loan balance
  • Responds where borrower insurance does not fully protect the lender’s position
  • Structured for Customer Owned ADIs and their lending portfolios

Discretionary Risk Protection

ISR / Property

Ensure your products are protected from potential lawsuits.
  • Covers material damage and business interruption under a broad ISR-style wording
  • Designed to reflect the operational and risk profile of Customer Owned ADIs
  • Clear, practical cover that responds to both major losses and operational disruption

Designed for customer-owned ADIs across Australia