About Our Guard

Customer-owned banks needed a more aligned protection model.

For too long, customer-owned financial institutions were paying for coverage that wasn't built for them. Our Guard was created to change that. A mutual, by mutuals, for mutuals.

Our Guard was created to combine established insurance protection with a member-focused mutual structure designed for customer-owned banks.

Our Purpose

A model that fits

Mutual banks operate with a different structure, purpose and accountability model.

That requires an approach to risk that reflects how they operate and who they serve.

"We’re not just another insurance provider. We believe customer-owned banks deserve a model that actually fits."

The Our Guard Story

Our Approach

Strength through shared purpose

Our Guard operates on a mutual basis, where members come together to manage risk collectively — sharing both responsibility and benefit.

The model is designed to support members over the long term, with clear governance and alignment across both insurance and the mutual layer.

Learn How Our Guard Works

Collective risk management

Members pool resources to manage risk together, creating stability that no individual institution could achieve alone.

Long-term alignment

Decisions are made with a long-term view, supporting sustainable outcomes rather than short-term reactions.

Transparent governance

Members have clear visibility into governance and decision-making. No black boxes.

Governance and leadership

Sound governance isn't just a compliance requirement for us, it's the foundation of member trust. Our Guard is overseen by a Board with deep experience across financial services, mutual structures, and risk management.

Every governance decision is made with one question in mind: is this in the best interests of members?

Meet Our Board

Leadership Team

The people behind Our Guard

Our Guard brings together leaders who genuinely understand the customer-owned banking sector — because that experience is what good governance requires.

Michael Fenech

Chair

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Stephen Blasina

Director

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Dave Taylor

Director

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Charles Pollack

Director

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Simone Collins

CEO & Director

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Anthony Browning

Company Secretary

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Ema Ekic

Head of Sales

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Chris Stallard

Head of Financial Lines

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Transparency and information

Being member-owned means being accountable to members. All key documents, policies, and disclosures are available so you can understand exactly how Our Guard operates.

View Corporate Documents

Want to find out more?

Whether you're exploring membership, have questions about governance, or just want to understand how Our Guard works —we'd welcome the conversation.

No obligation. No pressure. Just clarity.

How Our Guard Works

GENERAL ADVICE WARNING 
Our Guard Mutual Limited ACN 652 207 808 ('Mutual') is managed by Picnic Services Pty Ltd ACN 638 145 418 ('Manager') an Authorised Representative (AR No: 1300248) of Picnic Licensing Pty Ltd ACN 647 642 117 (AFSL No: 532540). Any advice provided about any products is of a general nature only.It does not take into account your personal circumstances. Please read the Product Disclosure Statement (PDS), Target Market Determination (TMD) and Financial Service Guide to see if these products are right for you. You can find these documents on

our documents page.