About Our Guard

Our Guard, created and launched by Picnic Labs Limited (Picnic), is a mutual regulated by the Australian Securities and Investments Commission (ASIC) under the Corporations Act 2001 (Cth).  In offering discretionary risk protection products, where the board has discretion in respect to payment of claims, it is not an insurance company regulated by the Australian Prudential Regulation Authority (APRA).

Our Mission

Our Guard’s mission is to protect like-minded organisations from sudden financial peril in a community they can trust.

All Our Guard Members contribute to the long-term effectiveness of the communities that they serve - and they deserve an insurance alternative that meets their needs.

As a not-for-profit Mutual, Our Guard exists to enable our Members to protect themselves, in a group that understands their purpose.

Our Guard Mutual has been created by customers & designed by insurance experts,

Our Board

Our Guard’s board comprises five board members including member representative(s), at least two non-executive independent directors, at least one manager representative and up to two MCI Holder representative(s).  The Board combines deep insurance, mutual and governance experience with member perspective and operational expertise.

Michael Fenech
Michael has more than 30 years’ experience in financial services, including senior executive roles at NAB, Macquarie, HSBC Bank Australasia & CUSCAL. He is currently NED of Kepner-Tregoe and Regional Australia Bank.

Michael brings a deep understanding of banking, finance, and customer-owned organisations to the Our Guard Board.
Stephen Blasina
Stephen has more than 30 years' experience in insurance in Australia, Asia, and Europe. His career included 5 years as Vice President for Citibank NA in Australia and more than 19 as a Senior Vice President of Chubb.

Prior to commencing his professional Non-Executive Director career, Stephen spent 8 years as the Asian Regional MD for FPG Insurance.
Simone Collins
Simone is Senior Actuary for Picnic Labs and the appointed CEO for Our Guard. Previously, she spent 9 years at Youi where she was Head of Corporate Actuarial and the Appointed Actuary. Simone commenced her career in Actuarial Services at APRA.
Mark Arnold
Mark is the Founder and Chair of Picnic Labs. Prior to founding Picnic, Mark founded and scaled a technology adoption company, Articulate, prior to its acquisition by EY. Through building and leading his own company, Mark has gained extensive experience in business, technology, finance and startups.
Charles Pollack
Charlie has over 25-years’ experience in General Insurance in Australia and is a Fellow of the Actuaries Institute of Australia.

Prior to joining Picnic Labs as CEO, he was the Chief Actuary of Youi Insurance for 9 years. He has previously held actuarial roles at FAI and Suncorp, where he was the principal actuary for 10 years.

His extensive professional career has covered all aspects of insurance operations, pricing, underwriting, product design, reinsurance, plus capital and financial management.
Board Member
Each person appointed as a director must meet the requirements of the Corporations Act 2001 (Cth), including but not limited to being a fit and proper person. They must provide consent to act as a director of the Company to the Secretary prior to the appointment.  

An announcement of the appointment of this role will be made at the appropriate time.
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