Documents

Access all  documentation including product disclosure statements, policy wordings, and corporate documents. These materials provide detailed information about our mutual protection services and regulatory compliance.

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Insurance Policy Wordings

Cyclone Insurance

January 9, 2025
Cyclone Insurance
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PDS

Mortgage Impairment Protection

August 8, 2025
Mortgage Impairment Protection
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general-liability
PDS

Industrial Special Risk Protection

November 21, 2025
ISR Protection
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property-assets
PDS

Discretionary Risk Protection (DRP)

November 21, 2025
Discretionary Risk Protection for the Insurance Deductible
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directors-officers-liability
financial-services-liability
professional-indemnity
FSG

Financial Services Guide May 2024

May 17, 2024
Is designed to assist you in deciding whether to use any of the financial services they provide, as described in this FSG, and includes information on how they are remunerated, how to make a complaint about their services and their professional indemnity arrangements
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TMD

TMD - Discretionary Risk Protection for the Insurance Deductible

February 20, 2023
The Target Market Determination outlines the intended audience for our financial products. It includes criteria for suitability and helps ensure that our offerings meet the needs of our clients.
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Our Guard Corporate Documents

Company Constitution

March 11, 2024
Our Guard Constitution
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TMD

TMD - Mortgage Impairment Protection

August 8, 2025
The Target Market Determination outlines the intended audience for our financial products. It includes criteria for suitability and helps ensure that our offerings meet the needs of our clients.
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TMD

TMD - Industrial Special Risk Protection

November 21, 2025
The Target Market Determination outlines the intended audience for our financial products. It includes criteria for suitability and helps ensure that our offerings meet the needs of our clients.
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Insurance Policy Wordings

Professional Indemnity Insurance

June 5, 2024
Professional Indemnity Insurance
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Insurance Policy Wordings

Directors & Officers Liability Insurance

June 5, 2024
Directors & Officers Liability Insurance
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Insurance Policy Wordings

Crime Insurance

June 5, 2024
Crime Insurance
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Our Guard is committed to transparent, responsible risk protection for customer-owned financial institutions.
Our Guard is committed to transparent, responsible risk protection for customer-owned financial institutions.
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Directors & Officers Liability
Professional Indemnity
Crime
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ISR / Property
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hello@ourguard.com.au
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GENERAL ADVICE WARNING

Our Guard Mutual Limited ACN 652 207 808  ('Mutual') is managed by Picnic Services Pty Ltd ACN 638 145 418 ('Manager') an Authorised Representative (AR No: 1300248) of Picnic Licensing Pty Ltd ACN 647 642 117 (AFSL No: 532540). Any advice provided about any products is of a general nature only.It does not take into account your personal circumstances. Please read the Product Disclosure Statement (PDS), Target Market Determination (TMD) and Financial Service Guide to see if these products are right for you. You can find these documents on
our documents page.
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